Fee Structure

Updated on July 15, 2024

Account Fees:

Account Research/Reconciliation - $25.00/1 Hour
Accumulation Share early withdrawal fee - $5.00 per occurrence
ATM Transactions over 50 per month - $.50 each
Certified Check - $5.00 each
Close an account within six (6) months of opening - $5.00
Dormant Account fee (12 months of inactivity) - $10.00/month
Garnishment/Levy - $20.00 per action
Holiday Club/Vacation Club early withdrawal fee - $5.00 per occurrence
Late Fees on Loan or Visa payments - $20.00 (charged after the 10th day delinquent)
Late Fee on Real Estate Loans-higher - $20.00 or 5% of payment (charged after the 10th day delinquent)

Book of Stamps (20 stamps) - $14.60 per book (not sold separately)
Non-Sufficient Funds &/or Returned Items - $35.00 per item
Official Check - $5.00 each (not included check payable to self)
Online Deposit/Loan Payment - $5.00 (debit/credit card only)
Overdraft Transfer from Share Account - $5.00
Paper Statement Fee (monthly for checking or quarterly for share/savings only) - $2.00 per statement (55 & older free)
Returned Mail Fee - $5.00 per occurrence
Share Draft Copy - $5.00/item
Statement Duplicate- $5.00/each (excessive request)
Stop Payment - $5.00 each or $35.00 if the funds are not available in the account
Visa Gift Cards - $2.50 per card
Wire Transfers from Credit Union Share Account - $15.00
Wire Transfers into Credit Union Share Account - $10.00
Zelle - See terms and conditions from Zelle