Other Services
Debit Cards (Mastercard)
ATM Withdrawal Daily Limit: $400.00
Point of Sale Daily Limit: $1,500.00
ATM access for savings and checking accounts (LG&E Co. CU, 5/3rd ATMs and Star Machines are free)
Point of Sale purchases wherever Mastercard is accepted using a checking account
Teller Line - (888) 427-9399
Call to check balance, inquire about previous transactions, or perform transfers
24 hours a day, 7 days a week with the most up-to-date account information
See Credit Union for your Personal Identification Number to begin using Audie
Direct Deposit and Payroll Deduction
Can be made to savings account or checking account (call the Credit Union to ensure you have the correct number) and the Credit Union’s ABA/Routing number (283079353)
See payroll department or Credit Union for Direct Deposit or Payroll Deduction form
Makes loan payments easier because they are automatically deducted from payroll
KUE Credit Union Check Cashing
We will cash checks drawn on KUE CU for up to $100
Do not need to be Credit Union member of LG&E Co. Credit Union
Wire Services
Wires Outgoing (Domestic Only)
Must submit a signed wire request form by 3:00 p.m. for same-day wires and must include:
Name, City, and State of the financial institution that is receiving the wire
ABA Routing number of the institution
Name and account number at receiving institution.
Amount of wire
$15.00 fee for all outgoing wires
Wires Incoming
$10.00 for wires accepted into members’ accounts.
Member will need to supply the other financial institution with the following information:
Wire to Volunteer Corporate Credit Union – ABA #264182395
With further credit to LG&E Co. Credit Union – ABA #283079353
With final credit to: Member’s name and account number
Online Services
Home Banking
Free for all members
Customize login information required
Up-to-date information about the member’s accounts
Mobile Banking
Free for all members
Download the Credit Union’s branded app in your app store (LG&E Co. Credit Union)
Bill Pay
Online service to make payments to merchants of your choosing
Available online to members with checking accounts and home banking
e-Statements
Free electronic monthly statements through home banking under Self Service
Initial enrollment must be done on a PC that has the pop-up blockers turned off (LG&E computers may not allow enrollment)
$2.00 fee for each paper statement on all accounts under age 55
Loan Services
Extended Warranties on Automobiles
Extended warranties can be financed up to 100% of the amount on most automobiles if purchased from the Credit Union.
Three types of warranties available: silver, gold, and platinum
Four deductibles: $50, $100, $250, and $500
The warranty can be canceled at any time and the member will receive a prorated refund for the number of months remaining on the warranty
The warranty can be used at any licensed mechanic or dealership
Guaranteed Asset Protection Plus (GAP+)
GAP insurance is available on any loan secured by a vehicle, boat, motorcycle, ATV, or RV
Coverage of the difference between the insurance settlement and the loan balance if the collateral is declared a total loss
$1,000 if the replacement is financed by the Credit Union within 30 days of total loss
Up to $1,000 deductible assistance twice a year for accidents
GAP is $495 for vehicle, boat, or motorcycle coverage and recreational vehicles
Credit Life Insurance Payment Protection
Insurance available on most loans
$40,000 maximum loan amount covered
70 years of age or younger covered
Cost is based on loan amount and incorporated into regular payments
Benefits:
The loan will be paid off up to $40,000 if the member passes away
Eliminates responsibility of loan payments from the surviving family members
Credit Disability Insurance Payment Protection
Insurance available on most loans
Can’t be on disability at the time of the loan
$750 per loan, per month
$40,000 maximum loan amount covered
Cost is based on loan amount and incorporated into regular payments
Benefits:
Loan payments covered after member has been off work for 31 days due to disability until member is able to return to work.
Eliminates worry of making loan payments without receiving income
Maintains positive credit history record during time of decreased income