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Rates

Savings & Checking Rates Certificate and IRA Loan Rates

Effective as of: January 1, 2018
IRA Certificates available in 1,2,3,4 year and 14 month terms.
Certificate and IRA Account Rates
TERMMin DepositRateAPY*
3 Month$500.000.25%0.25%
6 Month$500.000.75%0.75%
12 Month$500.001.00%1.00%
13 Month$500.001.00%1.00%
14 Month$500.001.00%1.00%
14 Month$25,0001.00%1.00%
15 Month$500.001.00%1.00%
2-Year$500.001.25%1.26%
3-Year$500.001.50%1.51%
4-Year$500.001.60%1.61%
Accumulation Account**$50.005.00%5.12%
 
Rates are subject to change. Please check with the Credit Union for current rates/terms..
 
Penalty for early withdrawal.
Dividends are paid quarterly and are calculated on the actual daily balance.
 
* APY = Annual Percentage Yield. Based on quarterly compounding.
**ACCUMULATION ACCOUNTS HAVE A $50 OPENING BALANCE. DEPOSITS MUST BE ADDED EVERY PAY. ONCE THE BALANCE REACHES $500, THE ACCOUNT IS CONVERTED TO A 3 MONTH CERTIFICATE.
 
 
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